Effective Date: January 7, 2026

Last Updated: March 14, 2026

Introduction

Welcome to PayMinder, a bill payment reminder and tracker application developed by Ramadan Mohamed. We are committed to protecting your privacy and ensuring transparency about how the App operates.

This Privacy Policy explains our practices regarding data collection, usage, and your rights when using PayMinder. By using the App, you agree to the terms outlined in this policy.

Data Collection

PayMinder does not collect any personal data.

All user data—including payment reminders, settings, and preferences—is stored locally on your device only using the Hive local database. We do not have access to any information you enter into the App.

What We Do NOT Collect:

• Personal identification information (name, email, phone number)
• Financial or payment card information
• Location data
• Device identifiers or analytics data
• Usage statistics or behavioral data
• Any other personally identifiable information

No Account Required

PayMinder is designed for simplicity and privacy. You do not need to create an account or provide any personal information to use the App. Simply download, install, and start managing your bill reminders immediately—no sign-up, no registration, no personal details required.